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The Internet Retirement Alliance (IRA.com) is an online forum and is designed to help people
obtain information about making personal financial decisions. This information is provided primarily
by outside contributors who are financial planners or who have expertise concerning investing and making
personal financial decisions. The material and information is obtained from a wide variety of sources.
IRA.com believes this information is accurate, current and authoritative, but it may not be. IRA.com does not
represent or warrant that the information on this site will meet your requirements. IRA.com provides the
information “as is”, without any express or implied warranties. For example, IRA.com does not warrant
the accuracy, timeliness, completeness, adequacy, merchantability or fitness for a particular purpose of any
of the information available on or through the site. IRA.com shall not be liable to any person with respect to
any actual or alleged inaccuracy, untimeliness, incompleteness, inadequacy, unmerchantability or unfitness of
any such information. IRA.com does not provide legal, accounting, investment, or other professional services.
If the reader requires legal, accounting, investment, or other expert assistance, the services of a competent
professional person should be sought.
The information provided on this site can also help you locate a financial professional for your financial
planning needs. The financial professionals who participate in IRA.com are expected to maintain appropriate
credentials in compliance with applicable federal and state regulations. Many of these financial professionals
are not personally known to IRA.com and IRA.com does not independently verify the credentials of these financial
professionals. IRA.com specifically disclaims any liability or responsibility for any actions or statements made by
any individuals or institutions who are reached via this web site, or to whom users of this web site are referred.
IRA.com recommends that you approach the financial professionals you meet through this site the same way you
would treat any other service provider you engage. Get to know them, check their references and make sure they
are the right professional for you.
We strongly recommend the following independent web-sites maintained by the government
and professional associations to obtain useful information concerning protection
Securities and Exchange Commission (http://www.sec.gov), how to
invest carefully: the
National Association of Securities Dealers (http://www.nasdr.com)
and avoiding online investment schemes:the
North American Securities
Administrators Association (http://www.nasaa.org).
You are responsible for your own investment decisions. Neither IRA.com nor anyone affiliated with IRA.com
is responsible for any investment decision. All investment decisions should be made only after independently
educating yourself on a particular investment or investing technique. It is a mistake to rely solely on the information
available on IRA.com rather than engaging in independent research. If you choose to ignore this advice, you do
so at your own risk. Please proceed with caution as you make the best use of the IRA.com