The Lowdown on Premiums
Managing Kiplinger's (06/01/03) p.72; Lankford, Kimberly; Razzi, Elizabeth; Solheim, Mark K.

Life insurance premiums have been dropping by 3 percent to 5 percent in recent years, and sometimes more, and healthy policyholders can probably pay less for their coverage even though they have aged since purchasing their policies, this article says. Life expectancies are increasing, which means more premium payments for life insurers, and insurers have changed their risk assessment methods and added more rate classes. However, life insurers are expected to begin raising rates.

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