Survey Says: Participant Inertia
Plan Sponsor Online (08/01) Vol. 104, No. 37 p.31; Howard, Lee

A casual study regarding investment behavior shows that people tend to take the "set it and forget it" approach to investing. This lack of action in managing retirement accounts is mainly due to lack of time and/or interest, inertia, and analysis paralysis--either too much information with too little knowledge or just too many options.

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