Coverage for Mental Disabilities Debated Best's Review (12/01) Vol. 15, No. 15 p.96; England, Robert Stowe
Mental and nervous disability claims may soon be covered by insurers, because the U.S. Senate recently added a provision to the $396 billion Labor, Health and Human Services, and Education appropriation bill that would require mental illnesses to be covered the same way as any other illness in group health plans. One problem continues to plague such coverage, though: employees' limited understanding of disability insurance. In turn, many associations, including the ALCI, have posted resources on their Web sites to inform the public about the product. The disability income insurance sector will likely increase considering that since Sept. 11, according to an ACLI official, people have started to realize disabilities can happen to anyone.