Terms and Conditions – IRAcom, LLC
Last Updated: August 2023
Welcome to IRAcom, LLC (“IRAcom”, “we”, “us”, or “our”). These Terms and Conditions (“Terms”) govern your use of the IRAcom website, products, and services (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms. Please read them carefully before using our Services.
1. Description of Services
IRAcom, LLC is a Maryland Corporation that provides general information regarding retirement, financial planning, retirement travel, and retirement living. Our Services may include articles, guides, blog posts, tools, and other content related to retirement and financial planning.
2. Disclaimer
The information provided by IRAcom, LLC is for general informational purposes only and should not be considered as professional financial, legal, or retirement advice. While we strive to provide accurate and up-to-date information, retirement laws, regulations, and financial options may vary based on individual circumstances and locations. It is essential to consult with qualified professionals for personalized advice regarding your retirement plans and financial decisions.
3. User Eligibility
You must be at least 18 years old to access and use our Services. By using our Services, you represent and warrant that you are of legal age and have the capacity to enter into these Terms.
4. Intellectual Property
All content and materials available on the IRAcom website, including but not limited to text, graphics, logos, images, audio clips, videos, and software, are the property of IRAcom, LLC, and are protected by applicable intellectual property laws. You may not use, reproduce, distribute, or modify any of our content without prior written permission from IRAcom. Text, graphics, logos, images, audio clips, videos, and software, other than that material owned by IRAcom, are the property of the rightful owner.
5. User Obligations
When using our Services, you agree to the following:
- Provide accurate and complete information during registration or when prompted by our Services.
- Use the Services for lawful purposes only and in compliance with these Terms.
- Respect our intellectual property rights and refrain from unauthorized use or distribution of our content.
- Not engage in any activity that may harm, disrupt, or interfere with our Services or servers.
- Not to attempt to gain unauthorized access to our systems or user accounts.
6. Third-Party Websites and Content
Our Services may contain links to third-party websites or content that are not owned or controlled by IRAcom, LLC. We are not responsible for the content, privacy policies, or practices of any third-party websites. Visiting external links is at your own risk, and we recommend reviewing their respective terms and conditions.
7. Limitation of Liability
IRAcom, LLC shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of the Services. This includes, but is not limited to, damages for loss of profits, data, use, or other intangible losses, even if IRAcom has been advised of the possibility of such damages. This shall include any or all damages or losses resulting from material found on this website or referenced in the website or found on an external website that is referenced on the IRAcom website. IRAcom, LLC and its officers, directors, employees, and agents are not certified financial advisors and any information provided by IRAcom LLC shall not, and should, not be considered as financial or legal advice. IRAcom, LLC strongly recommends that any person involved in retirement planning, financial planning, travel planning, healthcare planning, or any other topic that may be listed on the IRA.com website should seek the advice of a certified professional.
8. Indemnification
You agree to indemnify and hold IRAcom, LLC, its officers, directors, employees, and agents harmless from and against any claims, liabilities, damages, losses, costs, and expenses, including reasonable attorneys’ fees, arising out of or in connection with your use of the Services or any violation of these Terms.
9. Modification of Terms
IRAcom, LLC reserves the right to modify these Terms at any time without prior notice. Changes will be effective immediately upon posting on our website. Your continued use of the Services after changes to the Terms indicates your acceptance of the modified Terms.
10. Governing Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the State of Maryland, without regard to its conflicts of law principles. Any legal action or proceeding arising out of or in connection with these Terms shall be brought in the state or federal courts located in Maryland, and you consent to the exclusive jurisdiction of such courts.
11. Contact Us
If you have any questions or concerns regarding these Terms and Conditions or our Services, please contact us at: